FTPlenor
No bank · We never sell your data · Read-only

Your salary, rent, cards. One screen, every month.

The modern way to track your finances in Chile. Connect your banks, ditch the spreadsheet and see exactly where your money is every month, without the products nobody asked for.

Your data is never soldCancel in 2 clicks, any time
Free plan, no sync · Plus from $4,990 CLP/mo
plenor.cl / home

April flow

$687,570

Net savings · 12 days left

Income

+$2,500,000

Expenses

-$1,812,430

Savings goal

$900,000

Latest transactions

5 of 143

ST

Stripe payout

Income · USD

+$1,748,000

JU

Jumbo

Groceries · auto

-$85,420

SA

April salary

Income · recurring

+$2,500,000

NE

Netflix

Entertainment

-$9,990

CO

Copec

Transport

-$42,000

~2 hsaved per month vs manual spreadsheet
11Chilean banks supported
30 sto create account · no SMS verification
$4,990CLP/mo Plus · cancel in 2 clicks

Bank sync with 11 Chilean banks

Read-only · CLP / USD native

BancoEstadoBanco de ChileSantanderBCIFalabellaScotiabankItaúSecurityRipleyBICECoopeuch

Why we're not like your bank

The difference isn't philosophical. It's how each side makes money.

They sell financial products. We charge a transparent plan. That's where all product decisions come from.

Your bank / the spreadsheet
Plenor
3 banks, 2 cards, 1 Excel spreadsheet nobody updates
All your accounts on one screen, auto-synced
PDF statements downloaded on the last day of the month
Transactions updated next day, no downloads
USD calculated 'by feel' at a rough exchange rate
CLP primary, USD secondary at today's exchange rate
Your bank calls to sell you a new card
Zero marketing calls · we only reach out if something fails
Subscriptions charging unnoticed for months
Recurring payment alerts before day 1
Your data feeds the bank's ad targeting
Zero ads · zero pixels · your data is exportable and deletable
And to make it 100% clear:
×

We don't invest for you

No recommendations, no robo-advisor, no mutual funds.

×

We don't lend you money

No credit, no BNPL, no cash advances.

×

Not a budgeting envelope app

We don't force category budgeting. We just track.

×

We don't sell your data

Zero ads · zero brokers · zero Meta or Google pixels.

What it does

Six features. None of them filler.

Built for real life: monthly salary, multiple banks, USD income, coffees and rent at month-end.

Sync your banks

Plus & Pro

Connect your accounts once and transactions appear automatically. No more downloading statements or copying rows.

Auto-categorize

Rules by merchant + custom categories. Netflix lands in Entertainment without lifting a finger.

Real multicurrency

CLP primary, USD secondary. Everything converted automatically at today's exchange rate.

Recurring payments

Salaries, rent, subscriptions. Knows what's coming before day 1.

Dashboards that matter

Monthly cash flow, net worth, spending by category. No 40 widgets nobody looks at.

You own your data

Export to CSV whenever you want. Delete everything whenever you want. No dark patterns.

How it works

From zero to dashboard in three steps.

Bank sync is optional. If you prefer to load everything manually, the Free plan works too.

1

Create your account

Email and password. 30 seconds, no long forms or SMS verification.

> plenor.cl/register
2

Connect your bank (optional)

Enter your RUT and online banking password. The initial sync takes 2–3 minutes.

RUT · password · BancoEstado → 142 transactions
3

Review your cash flow

Your dashboard is ready with the latest transactions already categorized. From there, it updates on its own.

April · +$2,500,000 · −$1,812,430 · savings $687,570
plenor.cl / register

Create account

Email

camila@gmail.com

Password

••••••••••
Create account

Illustrative mockup · no real recording (yet).

Security

Your money is safe. Your data too.

Not marketing — structural constraints built into every layer of the product.

We never store your banking password

Our bank aggregator uses your credentials once during sync and discards them immediately. Our database never sees them — not even encrypted.

Read-only by design

The bank connection only reads your transactions. Nobody — not us, not you from Plenor — can move money from your accounts.

Even if your password gets stolen, they can't get in

Enable two-step verification with Authy or Google Authenticator. A stolen password alone is never enough to access your account.

Even if you lose your laptop, your money stays safe

Your session expires automatically after inactivity. Whoever finds your computer won't see your Plenor open.

Visible audit log

Every login, password change, and security event is recorded and visible to you in Settings → Security.

Data in South America · aligned with local law

Hosted in the region, aligned with Chilean Law 19.628 (LPDP). Export your data as CSV and request full deletion any time.

Under the hood
AES-256 at restTLS 1.3 in transitHosted in South America

Pricing

One plan for every way of managing money

No fine print. Change or cancel from Settings at any time.

Pay 10, get 12. Save $9,980 CLP/year with Plus · $25,980 with Pro.

Free

$0CLP / mo

Free forever

Try the app without connecting a bank. Load transactions manually.

Best for testing the flow — no bank connection needed.
Create free account
  • 100 manual accounts
  • Unlimited transactions
  • 1 user
  • Manual categorization
  • Basic monthly cash flow dashboard
  • 3 months of history
Most popular

Plus

$4.158CLP / mo

Billed annually: $49.900 CLP

For those who want bank sync and multicurrency.

Plus pays for itself if it helps you cancel one forgotten subscription per year.
Start with Plus
  • Automatic bank sync
  • 8 syncs / month · 1 bank connected
  • Unlimited manual accounts
  • CLP / USD multicurrency
  • Advanced dashboards
  • Auto-categorization rules
  • MFA · audit log · CSV export
  • 12 months of history

Pro

$10.825CLP / mo

Billed annually: $129.900 CLP

For more complex finances or cash-flow projections.

Built for USD freelancers, multiple rentals, or 90-day projections.
Start with Pro
  • Everything in Plus
  • 20 syncs / month · up to 3 banks
  • Binance integration (read-only)
  • Cash-flow projections 30 / 60 / 90 days
  • Automatic monthly CSV export
  • Priority support · < 4 h response
  • Unlimited history
Compare plans
Free
PlusPOPULAR
Pro
Manual accounts
100
Unlimited
Unlimited
Transactions / month
Unlimited
Unlimited
Unlimited
Automatic bank sync
8 / mo · 1 bank
20 / mo · 3 banks
Binance (read-only)
Transaction history
3 months
12 months
Unlimited
Auto-categorize + rules
CLP / USD multicurrency
Advanced dashboards
Cash-flow projections
30 / 60 / 90 days
CSV export
Manual
Manual
Auto monthly
MFA + audit log
Support
Email
Priority < 4 h

Your data is yours

Export as CSV any time. Full deletion on request.

Cancel in 2 clicks

Settings → Plan → Cancel. No retention call, no follow-up email.

Private beta

Join the next invite wave.

We are onboarding a limited number of users every week to keep feedback loops fast and product quality high.

Limited spots

Weekly slots per invite batch

< 48h

Average response time for requests

Read-only

Your bank connections stay read-only

  • Priority onboarding as new spots open
  • Direct channel with the product team
  • Your feedback shapes upcoming releases
FT

Request your invitation

Leave your email and we will contact you as soon as your spot is available.

We invite users in controlled batches to keep onboarding quality and support high.

We only use your email for invitation and onboarding updates. No spam, no data selling.

Also in your pocket

Mobile app in the works.

Meanwhile, the Plenor website is optimized for mobile. Native iOS and Android apps are on the roadmap for Q3 2026.

Under development · Web MVP available

9:41

April · savings

+$687,570

April salary

Entry · Apr 15

+$2,500,000

Rent

Recurring · May 1

-$550,000

Stripe payout

USD → CLP

+$1,748,000

StartAccountsFurther

FAQ

What people ask before signing up

Ready to stop spreadsheet chaos?

Start free and see your money clearly every month.

No bank products, no financial upsells. Just visibility, control, and cleaner decisions.